Privacy Policy

Last Updated: April 16th, 2025

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This Privacy Policy describes how Best Mortgage Rate (“Best Mortgage Rate”, “we”, “our”, or “us”) collects, uses, and protects information through bestmortgagerate.com and its subdomains, features, and services (collectively, the “Website”), and in connection with your interaction with any feature, content, or service made available via the Website (collectively, the “Services”).

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We may update this Privacy Policy from time to time. Any changes will be posted on this page with a revised “Last Updated” date.

When material changes are made, we will provide notice at least seven (7) days before they take effect.

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By accessing or using our Website or Services, you consent to the practices described in this Privacy Policy. If you do not agree, please discontinue use.

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This Privacy Policy is part of our Terms of Use. Any terms not defined here are defined in the Terms of Use. “Personal Information” refers to information that can identify you directly or indirectly, such as name, email, phone number, or IP address (where applicable under relevant law).

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We process Personal Information under the following legal bases: Consent – such as when you subscribe to a newsletter or request personalized offers; Contract Performance – when you interact with features requiring us to fulfill a service; Legitimate Interest – such as improving our services or preventing fraud; Legal Obligation – to comply with laws or respond to legal processes

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We collect information in three ways. First, information you provide, such as submitting forms or requests to be contacted by our third-party partners (“Partners”), contacting us directly through the Website, or subscribing to newsletters or surveys. Second, information we collect automatically, such as device type, browser, language, screen resolution, referring/exit pages, click activity, IP address (for fraud prevention, geolocation, and consent records), Google Click ID (GCLID) for ad performance (without personal identifiers), and cookies or tracking tools (see our Cookie Policy). Third, information we receive from third parties, such as call tracking vendors, internal identifiers, or updates about applications submitted to Partners.

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We use your information to operate and improve the Website, provide and personalize Services, prevent fraud, respond to inquiries, offer marketing (with your consent), and analyze the performance of ads and referrals.

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We may share Personal Information with storage providers (e.g., Amazon Web Services), third-party service providers who operate on our behalf, social media platforms (e.g., Meta, TikTok) for marketing purposes, law enforcement or regulatory bodies if required, affiliates in case of mergers or asset sales, and analytics tools like Google Analytics. We do not sell Personal Information but may share non-identifiable information for analytics or ad tracking.

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Our Website may link to third-party websites or services. We are not responsible for the privacy practices of those sites. Your interactions with them are governed by their own terms and privacy policies.

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Depending on your location, you may have rights to access or update your Personal Information, request deletion of your data, opt out of certain tracking technologies or marketing communications, request a copy of your data, or file a complaint with a data protection authority. U.S. residents in certain states may have additional rights under state laws.

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We use encryption and secure systems to protect your data. While no system is 100% secure, we take commercially reasonable measures to safeguard the Personal Information you provide.

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Our Website is not intended for children under 18. We do not knowingly collect Personal Information from children. If we learn we’ve collected information from a child, we will delete it.

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We are committed to safeguarding your privacy and following best practices across jurisdictions where we operate. We regularly review and improve our policies and procedures.

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If you have questions or requests about this Privacy Policy or how we handle your data, please contact us through the Website’s contact form or email us at: hello@bestmortgagerate.com

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This Privacy Policy is governed by the laws of the State of Hawaii, and any disputes shall be resolved exclusively in the courts of Hawaii.