Terms of Use

Last Updated: April 16th, 2025

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TERMS OF USE

The following describes the terms and conditions (“Terms”) under which Best Mortgage Rate (“Best Mortgage Rate”, “we”, or “our”) offers access to our website, bestmortgagerate.com (the “Site”), and the use of our comparison tools and related services (the “Services”). These Terms apply to all content, functionality, and services available on or through the Site.

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PLEASE REVIEW OUR PRIVACY POLICY and these Terms carefully before using the Site. By accessing or using the Site or any of the Services, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree, please discontinue use of the Site.

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Use of the Site

The Services provided by Best Mortgage Rate are intended solely for personal, non-commercial use by individuals who are at least 18 years of age.

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You are responsible for maintaining the tools necessary to access the Site, including your device, internet connection, and any related service fees. You assume all risks associated with using and storing information on your own devices. We are not liable for any loss or damage to your computer systems, data, or connectivity that may result from use of the Site.

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You agree not to:

• Copy, modify, distribute, or display content from the Site without written permission

• Interfere with servers or networks connected to the Site

• Use automated tools (e.g., bots, spiders) to access or extract content from the Site

• Circumvent any security features or restrictions on the Site

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Intellectual Property Rights

All content on bestmortgagerate.com—including text, graphics, logos, and trademarks—is the property of Best Mortgage Rate or our content providers and is protected by copyright, trademark, and intellectual property laws.

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You may not reproduce, republish, upload, or distribute any content from the Site without prior written consent. Nothing on this Site should be interpreted as granting a license or right to use any materials without express authorization.

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Third-Party Links & Services

This Site may contain links to websites or services operated by third parties. These links are provided for your convenience, but Best Mortgage Rate does not control or endorse these third-party websites and assumes no responsibility for their content or practices.

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If you provide your information on the Site in connection with a third-party offer, we may forward your information to that third party. We do not control how they use your data. Any agreement for products or services offered by a third party is strictly between you and that provider.

We recommend reviewing the terms and privacy policies of any third-party site you visit.

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Disclaimers

The Site and all content are provided “as is” without warranties of any kind. Best Mortgage Rate makes no guarantees about the accuracy, completeness, or timeliness of content, and we disclaim all implied warranties, including merchantability or fitness for a particular purpose.

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To the fullest extent permitted by law, Best Mortgage Rate shall not be liable for any damages—direct, indirect, incidental, or consequential—arising from your use of the Site or reliance on its content.

We may receive referral fees from third-party providers displayed on our Site. The Site does not necessarily include every available lender or offer on the market. We do not guarantee that the rates shown are the best available.

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Indemnification

You agree to indemnify and hold harmless Best Mortgage Rate, its affiliates, directors, officers, employees, and partners from any claims or liabilities resulting from your use of the Site, violation of these Terms, or infringement of any rights of another party.

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Modifications and Termination

We reserve the right to modify, suspend, or discontinue the Site or any part of it at any time without notice. We also reserve the right to update or revise these Terms at our discretion. Your continued use of the Site after any changes constitutes your acceptance of those updates.

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Governing Law and Jurisdiction

These Terms are governed by the laws of the State of Hawaii, without regard to its conflict of law principles. You agree to submit to the personal and exclusive jurisdiction of the courts located in Hawaii for any dispute related to the Site or these Terms.

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.